Cookie Policy
Last updated 26 September 2026
This policy explains how HiggsCredit Technologies (“we”) uses cookies and similar storage on penpaperai.com. Cookies are small files a website saves in your browser. The PenPaper AI app at app.penpaperai.com keeps your sign-in in your browser’s storage so you stay logged in; that is covered by the app, not by this page.
What we use
| Type | Name | Purpose | Kept for |
|---|---|---|---|
| Strictly necessary | odx-cookie-consent | Remembers your cookie choice | 6 months |
| Strictly necessary | __cf_bm, cf_clearance | Set by Cloudflare to protect the site from bots and abuse | 30 min – 1 year |
| Analytics | — | Only with your consent. We don’t run analytics on this site today; if we add it, it will stay off until you accept | — |
| Marketing | — | Only with your consent. None in use today | — |
Your choices
Strictly necessary cookies keep the site secure and can’t be switched off. Everything else is off until you accept it in the cookie banner. You can change your mind at any time: . You can also clear or block cookies in your browser settings.
Contact
Questions about this policy: support@penpaperai.com.